Guilty confession: We were stupid. We got into debt. The past year and a half we have been actively trying to follow the Dave Ramsey guide to getting out of debt - as FAST as we can.
Glad we aren't learning this later in life and are still relatively young enough to fix it before we are too old.
The point?
I felt my lungs constrict when facing the reality of no paycheck from the military. Can't help but feel grateful he is off active duty as of April 15 and has a job to come home to. Just praying for no lay-offs from that job. But even they give you the courtesy of 6 weeks of severance when laying you off.
Just intensifies my determination to get us out of debt and get our savings to the point we have at least 3 months worth of expenses saved (I really would rather 6-12 months). Wish we were already to that point - my lungs probably wouldn't have constricted as much.
No worries by the way, we will be fine! It was just a MAJOR wake up call to increase our intensity.
I know a majority of you who read my blog are smarter than we were, but just in case, if anyone else may be looking for a debt solution - Dave Ramsey's "Total Money Makeover" is an AMAZING book!
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1 comment:
i hear you on this one! i wish we had realized sooner! now i think about all the fast food we bought during college on our credit card and i can't believe it! all this year we have lived so much more frugally than we ever did in school and we've payed the rest to debt. it feels sooo good but it'll be a while before we get super stable. dave ramsey has been a really good help for us, too. keep it up, you guys, knowing that a ton of us are right there with you!
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